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Terms and Conditions

Read the conditions for using 99tools calculators, guides and website services.

Acceptable use

Visitors may use the calculators for lawful personal or business planning. Do not attempt to disrupt the service, gain unauthorised access or use automated requests that place unreasonable load on the website.

Content and results

Website content and results are supplied for general information. Users are responsible for their inputs, interpretation and decisions made using an estimate.

Availability and changes

Pages, calculators and policies may be corrected, updated, suspended or removed. Continued use after a policy update means the current published terms apply.